Financing

No matter your credit, we will assist you in finding the right financing for you! We partner with the country’s largest mobile home financing institution to get you the best rate possible.

Mobile Home Financing

Our sales team here at Sun City Modular Homes has the experience needed to guide you in purchasing the best home for your lifestyle. Our team has the knowledge to provide the best customer service in El Paso, TX.

Get pre-qualified

This pre-qualification form aims to match you with a lender that aligns with your unique circumstances. By completing this form, we’ll assess your down payment capabilities, eligibility for various programs, and your budgeted amount. With a network of 12 lenders, our goal is to connect you with the bank that best fits your needs!

First

Middle

Last

Address

What best describes this address?

Date of Birth

What would you like your monthly payment to be AFTER down payment?

SSN

Once I determine budget, I'll show you houses under your budget, at your budget, and over your budget.

Will help determine down payment requirements, debt/income ratio, and narrow down best lenders to send application to.

What best describes the type of home you woud like?

Singlewide Doublewide Open to both options

I allow access to my credit report for pre-approval.

Yes No

Phone

Where do you plan on placing home?

Check all the verification of income forms that apply to you

Employer

Start Date of Current Employer

What is your hourly/salary

How many hours do you work a week?

Are you paid weekly or bi weekly ( before tax)

What is your monthly income (before tax)

How much additional income do you receive?

After pre-qualification, I will let you know the MINIMUM down payment bank will require. Note: Putting bigger down payment will give you better interest rate on term of loan & lower your monthly payment.

Will you be financing with a co-applicant?

Yes No

Will co-applicant be living in house?

Yes No

Co-Applicant Name

Co-Applicant Address

Co-Applicant Date of Birth

Co-Applicants SSN

Co-Applicant Employer

Co-applicants start date of current employer

What is your co-applicants hourly/salary

How many hours do you work a week?

Are you paid weekly or bi weekly ( before tax)

What is your monthly income ( before tax )

How much additional income do you receive?

Check all the verification of income forms that apply to you

Use this textbox to describe anything more in detail or something you feel I need to know about your situation.

How do I get Financed?

We have 2 banks to apply with 21st mortgage and Cascade financial.

Financing available with 2 years of employment and a minimum of 575 credit

How much down payment is required?

Down payments can range between 5% to 20% in most cases. Some buyers can pay 0% to 45% down.

Credit scores are important, but different lenders have different standards. 575 is used by some lenders and some homes can be bought with no credit score. We also refer buyers to a successful credit score repair company. We can discuss this in person when you visit. Remember looking is free!

What documents do I need to complete a loan?

Documents typically needed to complete a home loan application might include:

• Proof of Identity: current driver’s license or state issued ID & social security card

• Proof of Income: most recent paystubs
• Proof of Employment: past 2 year history with W-2 form or 1099 and income taxes
• Proof of Residency 3 years: current street & mailing address
• Property information: location of where the mobile home will be placed.